I Need Cash Fast, So How Do I Get an Emergency Loan?
There are several types of emergency loans, including personal loans, credit card cash advances, payday loans, pawn shop loans, and title loans. Depending on the type you select, you may be eligible for money the same day of approval.
Here at Auto Money, we offer same-day cash up to $20,000* upon approval! We accept customers with most credit types – even bad credit – as well as those with past bankruptcies.
With over 80 locations, we offer car title loans in South Carolina and title pawns in Georgia. Among other benefits, Auto Money allows you to keep driving your vehicle while you pay off your loan.
Ready to get started? Inquire Now!
• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •
What is an Emergency Loan?
An emergency loan is a personal loan that is able to be funded quickly, making it a great solution for those who find themselves needing cash fast due to urgent circumstances. From an unplanned medical procedure to unexpected car repairs, emergency loans provide the money you need when you need it most.
How Can Emergency Loans Help You?
Emergency loans are commonly used to cover the following:
- Medical expenses
- Funeral costs
- Wedding costs
- Pet emergencies
- New appliances
- College expenses
- Auto maintenance and repairs
- Home repairs
- Major purchases
- Natural disaster expenses
- And more!
How Did I Get an Emergency Loan with Bad Credit?
Even with bad credit, you may secure approval from these lenders:
- Secured car title loans
- Online lenders
- Credit unions
- Traditional banks
- Relatives and friends
- & More!
Where Can I Get an Emergency Loan?
Auto Money offers secured car title loans and motorcycle title loans at locations throughout South Carolina, and we also offer title pawns to Georgia residents.
We’re open six days a week, you can apply and get same-day cash quicker than traditional banks – in just three simple steps! Inquire online and then visit us in-store to finish your application. With up to $20,000* available, Auto Money is a fantastic option when life emergencies occur. Plus, you can still keep driving your car during your loan term!
Inquire online now or start an application instore today!
Why Choose Auto Money?
- Up to $20,000* Available
- Quick Funding
- Same Day Cash
- Easier Approval for Applicants with Bad Credit, Fair Credit or Good Credit
- Faster Cash Than Traditional Banks
- Freedom to Keep Driving Your Vehicle During Loan Duration
- Over 80 Auto Money Locations Across the Southeast
- Convenient Schedule – Open 6 Days a Week
How Can I Build An Emergency Fund?
There’s no denying that some emergencies are unavoidable, leaving you holding the bill for the costs that result. An emergency fund, or a dedicated savings account, can help relieve stress in these situations. But building one takes commitment, requiring you to save rather than spend any extra money you have each month.
First, set a realistic savings goal. We recommend striving for an emergency fund with enough money to cover a few months of living expenses. Or you can focus on the types of expenditures you’ve dealt with in the past, like specific types of medical costs or car repairs. Next, be consistent. Many people choose to set up automatic transfers to stay on track.
When you find yourself in a good financial spot – for instance, you receive a work bonus – be sure to put some of the money into your emergency fund. And determine what constitutes an “emergency” to avoid depleting your emergency fund before it’s truly needed.
ALREADY HAVE A TITLE LOAN OR TITLE PAWN WITH ANOTHER COMPANY, AUTO MONEY CAN STILL HELP YOU!
If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!
Interested?
FREQUENTLY ASKED QUESTIONS
Are emergency loans worth it?
Emergency loans can certainly come in handy when you’re strapped for cash.
Plus, they’re easy to apply for, have flexible terms, and offer fast approval – so you can get the cash you need fast. They come with higher borrowing costs, though, so be sure to consider how an emergency loan will impact your financial future.
What is the use of an emergency loan?
An emergency loan is a loan designed for borrowers in urgent need of money. It may be used for any short-term expense, like medical bills, home repairs, etc.
What is the minimum credit score for an emergency loan?
Typically, borrowers are required to have at least a 580 to 669 credit score to qualify for unsecured loans.
Credit score requirements typically vary by lender and loan type, though. At Auto Money, we are able to provide funds to borrowers regardless of credit score.
The good news is that Auto Money accepts nearly all types of credits – so your score doesn’t disqualify you from getting the cash you need. Bad credit, fair credit, or good credit, you can get up to $20,000* upon approval. To learn more, contact us directly at an Auto Money store near you.
What is the minimum credit score for an emergency loan?
Typically, borrowers are required to have at least a 580 to 669 credit score to qualify for unsecured loans.
Credit score requirements typically vary by lender and loan type, though. At Auto Money, we are able to provide funds to borrowers regardless of credit score.
Will an emergency loan help my credit?
In some cases, yes. If you consistently make payments on time, you may strengthen your credit score.
Do banks give emergency loans?
Yes, there are some banks that offer emergency loans, and some that even provide same-day approvals with funding as soon as one business day later.
Other banks may take a few business days to issue an approval, which, in truly urgent situations, is too long to wait.
How can I get a personal loan immediately in one hour?
With Auto Money, you can apply for a loan in-store and get approval within minutes.
That means you get cash in your hands that same day – no waiting for a bank deposit! It’s really that easy!
How can I borrow money if credit is bad?
A secured car title loan is one option for those with bad credit. At Auto Money, we offer up to $20,000* upon approval for customers with bad credit, fair credit, or good credit. So, visit a local Auto Money location today!
How do emergency loans relate to your credit and existing loans?
Emergency loans and your credit and loans have a special connection.
When you apply for an emergency loan, lenders often take your credit history into account to determine if they can trust you to pay back the loan. But not Auto Money! Your credit score is of little concern – just ask the countless customers who came in with bad credit and left with cash in hand!
For more details on credit checks and your credit score’s impact on applying for a secured car title loan, speak with our helpful loan officers directly.
Need Fast Cash for Last Minute Expenses? Get Same Day Cash at Auto Money Today!
Auto Repairs, Wedding Expenses, Healthcare Bills, Home Fixes, etc.
Auto Money Can Help with a Fast Cash Loan — Quicker Than Traditional Bank!
Auto Money is always here to help, so don’t hesitate to reach out. Whether you need guidance on budgeting or fast cash after an emergency, our team is standing by. We’re proud to serve our local communities, and to offer the money you need when you need it most – faster than traditional banks and other lenders! To get started, visit an Auto Money location near you today!
READY TO APPLY FOR A SECURED TITLE LOAN? VISIT AN AUTO MONEY STORE NEAR ME
WHAT PEOPLE SAY ABOUT AUTO MONEY
Ashley W.
Amazing customer service and very sweet employees. They helped me through the process for the first time and was able to get me as much as they could so great full to them.
Lakisha S.
I came in asking for a certain amount & they met that price. Very nice, very professional. Even gave my children a snack. Highly recommend them.
Shannon B.
Great service! Appreciate Amanda for all her help!
Zackary L.
Great crew, great people. Wish I could give 10 stars!
Donte H.
I came in when the store was about to close, but the ladies at the store stayed after their shift and assisted us with such kindness. They were very courteous. Please go see them at the north main location.
Brittney A.
Amazing customer service. Made me feel right at home. Easy to communicate with and Shaina is the BEST and QUICKEST to go to. In and out in about 45 mins.
Stanton M.
Good people to do business with.
Shatasia S.
Only place I will ever come and get a title loan. Quick, Easy and Honest.
• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •
MORE HELPFUL RESOURCES
Types of Services
Can I get approved for a secured title loan if I have a past bankruptcy?
How do auto title loans work exactly?
Can you refinance a car title loan?
Where can SC residents apply for a fast cash loan?
Is my salvage title eligible for an auto title loan?
Can refinancing a car title loan get me a lower interest rate?
Should I apply for a secured title loan or payday loan?
What are the advantages of using a secured title loan?
Can you get a title loan on a financed car?
How long will Auto Money hold my title and when will I get it back?
Where do I make a payment on my Auto Money title loan?
Will Auto Money buyout my current title loan for lower payment?
ALREADY HAVE A TITLE LOAN WITH ANOTHER COMPANY, AUTO MONEY CAN STILL HELP YOU!
If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!
Interested?
Title Loans in South Carolina
A title loan is a quick and easy way to get the cash you need, using your vehicle’s title for collateral instead of your credit score. The amount will be determined by our expert appraisers. Auto Money offers competitive interest rates and gives you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!
SC Consumer Loans: Your Rights and Responsibilities
Disclaimer: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.
Title Pawns in Georgia
A title pawn is a quick and easy way to get the cash you need, using your vehicle’s title as collateral towards borrowing money. At our Georgia Auto Money stores, you have 30 days to repay the title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.
Title Loans in North Carolina
Disclaimer: At Auto Money, we uphold all federal and state laws related to Title Loans. Title loan transactions are prohibited within the state of North Carolina.
Disclosure: This website is a solicitation for an auto title loan or pawn. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and title pawns and the amount of the title loans or title pawns are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan or pawn application, your employment status, monthly income, and a vehicle evaluation.
* $20,000 instant approval loan or pawn amount is the maximum an applicant can receive. Actual amount of title loan or title pawn is subject to vehicle appraisal by an Auto Money employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan or title pawn. Certain limitations apply. All title loans or title pawns issued by Auto Money are subject to the customer’s ability to repay the title loan or title pawn.
** www.automoneytitle.com is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan or title pawn from Auto Money. Any information you submit to this website will be forwarded to the Auto Money office closest to the ZIP code you have provided for the purposes of contacting you about a title loan or title pawn. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.
To see more of our Terms & Conditions, click here. For any further details, speak with us directly in-store.
