Motorcycle Title Loan FAQs 






What is a secured motorcycle title loan?

Available in our South Carolina locations, a title loan is a fast, simple way to get the cash you need! It uses your motorcycle’s title for collateral instead of your credit score, making it a fantastic option for motorcycle riders with less-than-ideal credit. 

How much cash can I get for my title?

Auto Money offers up to $20,000* cash for your motorcycle’s title! The amount of your title loan or title pawn is based on the value and condition of your motorcycle as well as how much you need to borrow.

Can I get a motorcycle title loan without a bank account?

Sure! Even if you don’t have an active checking or savings account, you are welcome to apply for a title-secured loan or pawn with Auto Money. 

Can you get a title loan on a financed motorcycle?

At Auto Money, we accept applications only for lien-free vehicles. So, if you own the title of your vehicle, you’re one step closer to fast cash! Contact us today to get started!

While Auto Money will retain your car title during the duration of your title loan, you will enjoy total access to your motorcycle. This allows you to get where you need to go – no hassle, no inconvenience! 

What if I have bad credit?

No problem at all! Here at Auto Money, it does not matter if you have good credit, fair credit, or bad credit. We’re here to help – no matter your credit score! In fact, we don’t even check your credit score! Instead, we use your motorcycle’s title as collateral for the money you borrow.

How long does it take to get my cash?

Getting the cash you need from Auto Money couldn’t be simpler. In fact, you may have a check in your hand in less than an hour! To further streamline the process, make sure you bring every item on the “What should I bring?” list under our How it Works section.

Are title loans regulated by the government?

State laws determine whether car title loans are authorized, the terms of the loans, and consumer protections for the loan or repossession of the vehicle if a borrower cannot repay in full when the loan is due. Auto Money works hard to establish trust throughout the motorcycle community and uphold state laws in the most ethical manner. 

What is a secured motorcycle title pawn?

Title pawns are available at all of our Georgia locations.

It uses your motorcycle’s title for collateral instead of relying on your credit score or other factors, making it a fantastic option for motorcycle riders with less-than-ideal credit.

Georgia residents have 30 days to repay their title pawn. However, if you are unable to pay off the balance within this time period, Auto Money’s professional and courteous staff can help! Our team is always available to discuss repayment options with you. 

Do I need to be employed for approval of a secured title loan?

No, employment is not a requirement to secure a title loan or title pawn here at Auto Money. You are required to show some sort of income – including but not limited to unemployment, disability, retirement funds, investment income, etc.

Can I still ride my motorcycle with a title loan?

Yes, this is one of the many perks of securing a motorcycle title loan or title pawn! Your motorcycle remains in your possession, allowing you to keep riding during your loan repayment period. Once you have successfully repaid the loan in full, the lien held by Auto Money will be released. It’s really that simple!

Can I still drive my car with a title loan?

It’s up to you to decide, based on your specific financial circumstances. Hundreds of valued customers have enjoyed Auto Money’s financial support – no credit check required! We understand that a motorcycle title loan is not for everyone though. That’s why our loan experts are here to help you determine if a title loan or title pawn is right for you! Just stop by your hometown Auto Money location and present your government issued ID (driver’s license, state I.D., passport, etc.) and a lien-free vehicle – and get fast cast today!

How and when do I get my title back?

When you receive your motorcycle title loan or title pawn, Auto Money keeps your vehicle’s title as collateral for your loan amount. After you’ve paid back the loan in full, we will release your title. Contact our trusted team for further details!

What should I bring?

Coming prepared will make our simple process go even faster! The most important thing to bring is your motorcycle’s lien-free title, but you will also need everything on the “What Should I Bring?” list. Check it out now!

What makes Auto Money Title Loans different from other types of loans?

Put simply, we get you the cash you need fast! This enables local motorcycle riders to pay for bills, home repairs, auto repairs, or whatever other costs come your way. Plus, you can keep riding your motorcycle throughout your loan period! Get instant approval today, regardless of your credit score!

With over 80+ locations throughout the Southeast, Auto Money is one of the top motorcycle title loan and pawn stores in the market. Offering up to $20,000*, high approval rates with no credit needed, and the most competitive interest rates, we are one of the top destinations for same-day cash. 

With just a government-issued ID and lien-free motorcycle title, you can get the cash you need – quick and convenient!


Does the vehicle title have to be in my name?

Yes, in order to get approved for a title loan, Auto Money requires that the motorcycle title has you listed as the legal owner. If you are listed on the title along with another person, call the Auto Money location nearest you to determine whether or not the other person must apply along with you.

Can title loans mess up your credit?

A title loan won’t have any impact on your credit score. Because Auto Money doesn’t require a credit check for approval, you won’t lose the points typically associated with a “hard credit inquiry.”

How much can I borrow for a motorcycle title loan?

With an Auto Money motorcycle title loan, you can borrow up to $20,000 in cash! We’re committed to getting you the cash you need as soon as possible, so we offer flexible terms based on your lifestyle and budget. 

Are there any fees associated with a secured motorcycle title loan?

At Auto Money, we provide the most competitive rates as well as a fast, flexible approval process. Please speak with an Auto Money representative directly for more details. 


Where do I make a payment on my motorcycle title loan?

When it’s time to make your monthly payment, you have a few options. You can pay directly at the location where you received your title loan or title pawn using cash, a debit card, or a money order. Or you can mail a money order to that location. Don’t worry, all of your payment options will be explained in detail by one of our associates.

What happens if I miss a payment on a title loan?

Fortunately, if a payment is late, you have several options to avoid defaulting on your motorcycle title loan. This applies to South Carolina motorcyclists as well as those in every other state in which we do business. 

What is the repayment period for a secured motorcycle title loan?

A title pawn with Auto Money has a 30-day repayment period, Auto Moneys knowledgeable and professional staff will work with you to extend your title pawn if you require. Please speak with an Auto Money representative directly for more details. 

What happens if I pay off my secured title loan early?

If you choose to pay off a title loan or title pawn before the loan period is up, you are free to do so without penalty. Other companies may charge a fee, but not Auto Money! In fact, we encourage our clients to pay back their motorcycle title loans or title pawns as quickly as possible to cut overall costs.


Can I get a secured motorcycle title loan online?

No, Auto Money requires that all applications are completed in-store. But you’re welcome to inquire about the process online! Then, stop by a convenient Auto Money local to complete the application process.

Does Auto Money allow customers to make their payments online?

To make a loan payment, all you have to do is return to the Auto Money location where you applied for your motorcycle title loan (or title pawn). Find your local location on your loan agreement or use our store locator


Can I refinance a motorcycle title loan?

Absolutely. At Auto Money, you can refinance your existing motorcycle title loan. We will even pay off whatever you still owe on your previous loan! Auto Money will issue a new motorcycle title loan for that amount, plus any other associated costs*. While this could increase your initial balance a bit, you may save significantly on interest – which will likely outweigh any refinancing costs.


• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •











If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!


Title Loans in South Carolina

A title loan is a quick and easy way to get the cash you need, using your vehicle’s title for collateral instead of your credit score. The amount will be determined by our expert appraisers. Auto Money offers competitive interest rates and gives you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!

SC Consumer Loans: Your Rights and Responsibilities

Disclaimer: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.

Title Pawns in Georgia

A title pawn is a quick and easy way to get the cash you need, using your vehicle’s title as collateral towards borrowing money. At our Georgia Auto Money stores, you have 30 days to repay the title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.

Title Loans in North Carolina

Disclaimer: At Auto Money, we uphold all federal and state laws related to Title Loans. Title loan transactions are prohibited within the state of North Carolina.

Disclosure: This website is a solicitation for an auto title loan or pawn. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and title pawns and the amount of the title loans or title pawns are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan or pawn application, your employment status, monthly income, and a vehicle evaluation.

* $20,000 instant approval loan or pawn amount is the maximum an applicant can receive. Actual amount of title loan or title pawn is subject to vehicle appraisal by an Auto Money employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan or title pawn. Certain limitations apply. All title loans or title pawns issued by Auto Money are subject to the customer’s ability to repay the title loan or title pawn.

** is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan or title pawn from Auto Money. Any information you submit to this website will be forwarded to the Auto Money office closest to the ZIP code you have provided for the purposes of contacting you about a title loan or title pawn. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.

To see more of our Terms & Conditions, click here. For any further details, speak with us directly in-store