South Carolina Car Title Loans

HOW MUCH CASH
CAN I GET?

We courteously ask that you not disclose any of your account information via our website or through email. You will need to call the location that you originally obtained your title loan or title pawn through and ask for their assistance with any of your account questions or concerns. Auto Money thanks you for your cooperation. Please visit our Locations page to get the contact info for your local office.

Key Takeaways

  • The title loans in South Carolina are designed to be simple and easy for all consumers, with a minimal credit check, and you can use your vehicle title as collateral.
  • South Carolina is one of the states where car title loans are allowed to be given out.
  • If you want to apply, start by asking for money using your car title, make sure to talk over the details with a loan agent to see if you qualify, and once everything’s good, you’ll have the cash in hand.

 

• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •

WHAT IS A CAR TITLE LOAN?

It’s Easy! Fast & Instant Approval!*

A car title loan is the simple solution to a problem many South Carolinians face: the need for fast cash! We understand that things like medical care, home and car repairs, and other unexpected situations need attention right away. We also understand that they can be a major drain on your bank account.

If this is the case, Auto Money can help! Car title loans differ from traditional personal loans because they use your vehicle’s title as collateral. Your vehicle’s value is used to determine the amount of cash available, instead of your credit history. That’s right, good credit, fair credit or bad credit, it’s all ok. Once you’re approved, you’ll get the cash you need – FAST! 

ADVANTAGES OF A CAR TITLE LOAN

 

Get Up to $20,000*

Simply bring in your car for appraisal and upon approval, you’ll get the cash you need – no stress, no hassle! 

Any Car, Any Year

At Auto Money Title Loans, all you need is a car title to get a loan! In fact, we provide loans on almost any car – no matter its year, mileage, or current condition. As long as you’ve paid off your vehicle, we can loan up to $20,000!* Contact your local Auto Money store for details.

Fair or Bad Credit is OK! NO Insurance Needed! NO Bank Account Necessary!

It really is that easy to get cash fast! All we need is your car’s title and your ID to get started. Stop by today!

Keep Driving Your Vehicle 

With Auto Money Title Loans, your car remains your car – yours to keep and yours to drive! We hold onto the car title until the loan is paid back, and once it is, you’ll get the car title back.  

Open 6 Days a Week 

Our knowledgeable team is here to help you 6 days a week, Monday through Saturday. Applications must be completed in person.

ALREADY HAVE A TITLE LOAN WITH ANOTHER COMPANY, AUTO MONEY CAN STILL HELP YOU!

If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!

Interested?

OUR LOAN SERVICES

TITLE LOANS Offered

Car Title LOANS (TRUCK, SUV, SEDAN,HATCHBACK ETC.)

Motorcycle Title LOANS

Requirements

CAR OR MOTORCYCLE

VALID GOVERNMENT-ISSUED ID

LIEN-FREE CAR OR MOTORCYCLE TITLE

 

• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •

ALREADY HAVE A TITLE LOAN WITH ANOTHER COMPANY, AUTO MONEY CAN STILL HELP YOU!

If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!

Interested?

HOW AUTO MONEY TITLE LOANS WORK: 3 SIMPLE STEPS

It’s Time to Get Back on the Road to Financial Freedom.

As the leader in title loans throughout South Carolina, Auto Money can help you get the cash you need fast – no matter your credit score! The process is easy, so let’s get started!

STEP 1: Bring in your vehicle with a lien-free title and fill out our quick and easy application. Applications must be completed in person, but you can start the process by inquiring online!

STEP 2: Get approved instantly for up to $20,000 cash!* Good, fair and bad credit all ok. No hassle. No stress.

STEP 3: Get your cash in less than an hour!

WHAT SHOULD I BRING?

Your Vehicle

Bring in the vehicle associated with your title and one of our representatives will appraise it.

Proof of Registration

Your vehicle’s registration should be up-to-date and for the vehicle you are requesting a loan on.

Your Vehicle’s Title

This is the most important item on the list! Make sure your vehicle’s title is currently lien-free. Remember, your title is your collateral.

Proof of Residence

Proof of residence can include a recent utility bill in your name that is addressed to your current residence, such as a water, cable or electric bill.

Proof of Insurance

Your vehicle’s proof of auto insurance should be current and for the vehicle you are requesting a loan on.

Government Issued I.D.

A driver’s license, passport, State I.D. or other government-issued document that proves your identity can be used.

Proof of Income

A recent pay stub can be used to verify your employment and income.

Extra Key to your Vehicle

Bring us the spare key to your vehicle so we can keep it on file.

 

• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •

WHAT PEOPLE SAY ABOUT AUTO MONEY

Ashley W.

Amazing customer service and very sweet employees. They helped me through the process for the first time and was able to get me as much as they could so great full to them.

Lakisha S.

I came in asking for a certain amount & they met that price. Very nice, very professional. Even gave my children a snack. Highly recommend them. 

Shannon B.

Great service! Appreciate Amanda for all her help!

Zackary L.

Great crew, great people. Wish I could give 10 stars!

Donte H.

I came in when the store was about to close, but the ladies at the store stayed after their shift and assisted us with such kindness. They were very courteous. Please go see them at the north main location.

Brittney A.

Amazing customer service. Made me feel right at home. Easy to communicate with and Shaina is the BEST and QUICKEST to go to. In and out in about 45 mins.

Stanton M.

Good people to do business with.

 

Shatasia S.

Only place I will ever come and get a title loan. Quick, Easy and Honest.

FREQUENTLY ASKED QUESTIONS

Are there South Carolina title loans that don't require the car?

Not really! Most places that do title loans usually want both your car and the title. The good news is you can keep driving the car during the duration of the loan.

Auto Money offers up to $20,000* for a quick cash loan at over 80+ locations throughout South Carolina and title pawns in Georgia.

For more info, click here.

Are there South Carolina title loans without seeing the car?

Honestly, most title loan lenders want you to present your car, title, and ID to the store.

But guess what? At Auto Money Title Loans, you can get a South Carolina title loan within less than three steps. Faster than traditional banks, we offer same-day cash to handle life emergencies when you need cash fast.

Can I get a title loan without the title?

Unfortunately, the bulk of title loan lenders require a title on a lien-free vehicle to apply for a car title loan.

On the positive side, you can apply at Auto Money with three simple steps. Plus, you get to keep driving the car during the loan period.

Interested? Click here.

Can I refinance a SC title loan?

Yes, Auto Money Title Loans offers refinancing on title loans. We also offer buyout options if you need low payments and a lower interest rate on a title loan with competitors. For more information, click here or speak with our team directly.

Can I get a cash loan with a car title?

Yes, we offer up to $20,000* cash for secured car title loans. With three simple steps, you can get same-day cash faster than traditional loans at major banks.

You can inquire online and complete your application in-store at our 80+ locations throughout South Carolina.

We are open six days a week, including Saturday, so visit us today!

How to find title loan companies near me?

Simple, use our store locator or search Auto Money near me. We offer over 80+ locations throughout South Carolina and Georgia total. Open six days a week, we have car title loans and motorcycle title loans available for same-day cash in your hands. Visit us today!

Does South Carolina allow title loans?

Yes, you can apply for car title loans in South Carolina. South Carolina legally allows for title loans to be offered. At Auto Money Title Loan, you can get same-day cash for up to $20,000*. You can inquire online or apply in-store today!

What is the interest rate for a title loan in South Carolina?

It varies per title loan lender; however, legally the interest rates for title loans in South Carolina can be from 1% up to 25% monthly.

How much can you get for a title loan in South Carolina?

By pledging your car’s title as collateral, you can access a portion of your car’s equity through a title loan. In some instances, you may qualify for up to 50% of your car’s value, allowing you to borrow anywhere from $2,000 to $15,000.

At Auto Money, we extend car title loans up to $20,000*, so you can handle life emergencies like last-minute healthcare bills, household expenses, and more.

What is the highest title loan you can get?

According to the FTC, the average loan amount ranges from $100 to $5,500, but some lenders may permit loans up to $10,000 or more.

Luckily at Auto Money, we extend car title loans up to $20,000*, offering approvals for all credit scores, even if you have a history of bankruptcy. Plus, you can continue driving your car throughout the loan duration.

Interested? Inquire now!

Are stores for title loans open on Saturday?

Yes! Auto Money Title Loan locations are open six days a week, including Saturday, for your convenience.

What happens if my car is totaled and I have a title loan?

Auto Money title loans are to be paid in full within a 30-day time period. For clarity, you can  speak with our team directly for customer assistance. We are happy to help!

Where do I make a payment on my title loan?

When it’s time to make a payment, you have a few options.

You can make your payment at the location where you received your title loan or title pawn using cash, debit or money order. Or you can mail in your money order to that location. All of your payment options will be explained in detail by one of our associates.

Do title loans affect your credit?

Not at all! Title loans don’t affect your credit.

They offer a soft inquiry on your credit report which does not make a significant impact on your credit score. For more clarity, you can speak with our helpful team directly for customer assistance.

Can you negotiate a title loan?

Sure! You can always negotiate with the car title loan company.

At Auto Money Title Loans, we believe in customer engagement, so if you are interested in negotiating your title loan, simply speak to us directly. We are open six days a week, including Saturday, to assist you. Inquire or visit us today!

What is the difference between an unsecured vs secured loan?

The difference is that a secured loan needs some kind of security (example: your car or house). However, with an unsecured loan, you don’t have to worry about handing over any prized possessions and instead there is a higher interest rate that acts as a form of collateral. 

At Auto Money, we offer secured car title loans for up to $20,000* to help with life emergencies like hospital bills, home repair, funeral, and more. 

For a quick cash loan, you can reach Auto Money Title Loans six days a week!

How many days can you be late on a title loan in SC?

If you miss a required payment deadline, the lender is obligated to send you a “Notice of Right to Cure” for default. This notice can only be dispatched after you’ve surpassed the 10-day late mark and gives you 20 days to catch up on your payments.

We recommend visiting the Auto Money location that provided your car title loan for assistance. Trust us, we understand that life happens. If you need assistance with your loan, our customer engagement team will be available six days a week to help, ensuring your loan process is as smooth as possible.

How do title loans in South Carolina work?

 To begin, you’ll submit a funding request using your lien-free vehicle title. Next, you can happily review the contract with a loan agent in-person to assess your eligibility and ability to repay. Lastly, you receive the cash the same day. It’s that simple!

Are title loans legal in SC?

South Carolina permits the issuance of car title loans, but, like many states, it has its own set of rules and regulations in place.

The state has implemented certain rules to safeguard borrowers, making it a good option to consider for title loans. For clarity, you can speak in-person with our customer engagement team at any Auto Money location near you.

Can you apply for an Auto Money Title Loan online?

At Auto Money, you can begin to inquire about the application process online and start the first steps of applying.

Please note that for all Auto Money Title Loan locations, you will need to complete your application in-person.

To get you started, you can inquire about a title loan online here or apply in-store today!

ALREADY HAVE A TITLE LOAN WITH ANOTHER COMPANY, AUTO MONEY CAN STILL HELP YOU!  

If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!

Interested?

Title Loans in South Carolina

A title loan is a quick and easy way to get the cash you need, using your vehicle’s title for collateral instead of your credit score. The amount will be determined by our expert appraisers. Auto Money offers competitive interest rates and gives you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!

SC Consumer Loans: Your Rights and Responsibilities

Disclaimer: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.

Title Pawns in Georgia

A title pawn is a quick and easy way to get the cash you need, using your vehicle’s title as collateral towards borrowing money. At our Georgia Auto Money stores, you have 30 days to repay the title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.

Title Loans in North Carolina

Disclaimer: At Auto Money, we uphold all federal and state laws related to Title Loans. Title loan transactions are prohibited within the state of North Carolina.

Disclosure: This website is a solicitation for an auto title loan or pawn. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and title pawns and the amount of the title loans or title pawns are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan or pawn application, your employment status, monthly income, and a vehicle evaluation.

* $20,000 instant approval loan or pawn amount is the maximum an applicant can receive. Actual amount of title loan or title pawn is subject to vehicle appraisal by an Auto Money employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan or title pawn. Certain limitations apply. All title loans or title pawns issued by Auto Money are subject to the customer’s ability to repay the title loan or title pawn.

** www.automoneytitle.com is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan or title pawn from Auto Money. Any information you submit to this website will be forwarded to the Auto Money office closest to the ZIP code you have provided for the purposes of contacting you about a title loan or title pawn. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.

To see more of our Terms & Conditions, click here. For any further details, speak with us directly in-store