What is a title loan or title pawn?
How much cash can I get for my title?
Up to $20,000* cash! The amount of your title loan or title pawn is based off the value and condition of your vehicle as well as how much you want to borrow.
What type of vehicles are eligible?
What if I have fair credit or bad credit?
It does not matter if you have good credit, fair credit or bad credit, we can help. Auto Money does not check your credit when you apply. We use your vehicle’s title as collateral for the money you borrow, which means your credit score has no effect on the amount of cash you receive.
Can you get a title loan on a financed car?
Here at Auto Money, we accept lien-free vehicles for our application process. So, if you own the title of your vehicle, you’re one step closer to fast cash!
During the duration of your title loan, Auto Money will hold on to your car title. But you’ll still enjoy complete access to your vehicle! We’ll hold the title, but you’ll get to keep driving your car – no hassle, no inconvenience!
Do I need to be employed for approval of a secured title loan?
No, employment is not required for approval – but you must have some sort of income. This may include unemployment or disability benefits, retirement funds, investment income, etc.
Is a title loan better than a payday loan?
It depends on your needs and financial situation. While some people may prefer a payday loan, hundreds of valued customers choose the financial support that Auto Money provides.
Our team understands that sometimes financial struggles arise, and when they do, getting fast cash should be simple. No credit check, no hassle! To learn more, visit your local Auto Money store and present your government issued ID and a lien-free vehicle – and leave with cash in hand!
What makes Auto Money Title Loans different from other types of loans?
Auto Money gets you the cash you need when you need it most, allowing you to pay bills, finance home or auto repairs, and more. That’s right, our customers get the most cash for their title, and they get to keep their vehicle. Plus, you’re instantly approved – no matter your credit score!
With over 80+ locations throughout the Southeast, we are one of the top title loan stores in the market. Offering up to $20,000*, high approval rates with no credit needed, and the most competitive interest rates, we are one of the best sources of same day cash!
Here’s what you need to bring: a government issued ID and a lien-free vehicle. That’s all! Come see us today and leave with cash!
What is the difference between loan and title?
The difference between a loan and a title lies in their purpose and usage. Although both involve using a vehicle title as collateral, an auto loan is specifically used to buy a vehicle, while a title loan can be used to finance any necessary purchase.
How and when do I get my title back?
How long does it take to get my cash?
What should I bring?
Getting your cash is fast and easy, especially when you come prepared. The most important thing to bring is a lien-free title for your vehicle, but you will also need everything on the “What Should I Bring?” list.
Can I still drive my car with a title loan?
Absolutely! You’ll keep your car while you repay your loan and once it’s paid in full, the lien held by Auto Money will be released.
Are trucks included in your car title secured loans services? Like a pick-up truck?
Sure, you’ll get cash for your title on many different kinds of vehicles, like cars, trucks, motorcycles, and more. For non-traditional vehicles, it depends on location. To determine if your vehicle is eligible, speak with a Loan Officer directly.
Can I get a loan without a bank account?
Yes! Even if you don’t have an active checking or savings account, Auto Money can help! You can still apply for a title-secured loan or pawn today.
Are title loans regulated by the government?
State laws determine several factors, like whether car title loans are authorized, the loan terms, and the consumer protections available. Auto Money works hard to establish a trusted relationship with our customers and to uphold state laws in the most ethical way.
Are title loans legal in South Carolina?
Yes, the state of South Carolina is one of the states that legally offer car title loans to be offer to consumers.
Are title loans legal in Georgia?
In the state of Georgia, the term is “title pawns” (same principles as a title loan) and they are indeed legally available for consumers throughout the Peach State.
2. APPLICATION PROCESS
Does the vehicle title have to be in my name?
Yes, you must be listed as the legal owner on the vehicle’s title to be eligible. If you are listed on the title along with another person, call your local Auto Money store for more details.
Can title loans mess up your credit?
No, a title loan won’t impact your credit score. Plus, Auto Money doesn’t run a hard inquiry credit check when you apply. So, you won’t hurt your credit score when applying for our secured title loans.
What's the lowest I can get for a title loan?
In most cases, you can borrow 25% to 50% of your vehicle’s value. According to the FTC, the average loan amount ranges from $100 to $5,500, but at Auto Money, you may be able to borrow up to $20,000*!
Are there any fees associated with a title loan?
At Auto Money, we not only offer competitive rates but a quick, easy approval process! Please contact an Auto Money representative to learn more.
Is it possible to have a co-signer on my car title loan?
Yes, you can have a co-signer on your car title loan – but the co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. Don’t worry, we keep all of your personal data private and will not give the borrower access to the co-signer’s data.
Can I get a car title loan in SC if I live in NC?
People in neighboring states may be able to apply. For more details, contact Auto Money today! We’re here to help.
What is the interest rate for a title loan?
Auto Money offers competitive interest rates and gives you the most money for your title – with instant approval! Plus, If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!
3. MAKING PAYMENTS
Where do I make a payment on my title loan or title pawn?
When it’s time to make a payment, you have a few options. You can make your payment at the location where you received your title loan or title pawn using cash, debit or money order. Or you can mail in your money order to that location. All of your payment options will be explained in detail by one of our associates.
What is the repayment period for a title loan?
An Auto Money title loan (or title pawn) is a short-term loan, which means that it typically doesn’t last longer than 30 days. Please speak with an Auto Money representative directly for more details.
What happens if I can't pay back my title loan?
If you default on a car title loan, the lender may repossess your vehicle. But because Auto Money values our clients, we may be able to extend the loan repayment period.
What happens if I pay off my title loan early?
If you want to pay off a title loan early, you can do so without penalty. Other companies may charge a fee, but not Auto Money! In fact, we encourage our customers to pay off their loan early!
How can I check my balance?
At Auto Money, there are two simple ways to check your current balance. You can either call the store or visit in person. To make a payment, stop by the store or mail in a money order, money gram, or a cashier’s check. Payment over the phone can only be done using a debit card if signed authorization is already on file.
What happens if I miss a payment on a title loan?
If a payment is late, there are a few things we can do to keep you from defaulting on their car title loan. Contact Auto Money to learn more!
Can I get a title loan online?
Applications must be completed in-store for all Auto Money title loans and title pawns. You can inquire online, but you must complete the application process in person.
Does Auto Money allow customers to make their payments online?
To make payments, all you have to do is return to the Auto Money location where you applied for the initial title loan (or title pawn). Find your local location on your loan agreement or use our store locator.
Can I refinance my car title loan?
Yes. At Auto Money you can refinance your existing car title loan (motorcycles excluded). We will pay off the remainder of the loan from the previous lender. Auto Money will even give you a new car title loan for that amount, plus any other associated costs*. While this may raise your initial balance a little, you will likely save on interest.
Can I refinance a motorcycle title loan?
No. We do not offer refinancing on motorcycles – but you can refinance your car or truck!
• Fast Cash Today • Any Car, Any Year • High Approval Rates • Past Bankruptcies & Bad Credit OK • You Can Keep Driving Your Car •
WHY CHOOSE AUTO MONEY TITLE LOANS?
UP TO 20,000 APPROVAL*
FAIR & BAD CREDIT ACCEPTED
KEEP DRIVING YOUR VEHICLE
GET INSTANT APPROVAL, FAST CASH TODAY!
ALREADY HAVE A TITLE LOAN WITH ANOTHER COMPANY, AUTO MONEY CAN STILL HELP YOU!
If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!
Title Loans in South Carolina
A title loan is a quick and easy way to get the cash you need, using your vehicle’s title for collateral instead of your credit score. The amount will be determined by our expert appraisers. Auto Money offers competitive interest rates and gives you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!
Disclaimer: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.
Title Pawns in Georgia
A title pawn is a quick and easy way to get the cash you need, using your vehicle’s title as collateral towards borrowing money. At our Georgia Auto Money stores, you have 30 days to repay the title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.
Title Loans in North Carolina
Disclaimer: At Auto Money, we uphold all federal and state laws related to Title Loans. Title loan transactions are prohibited within the state of North Carolina.
Disclosure: This website is a solicitation for an auto title loan or pawn. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and title pawns and the amount of the title loans or title pawns are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan or pawn application, your employment status, monthly income, and a vehicle evaluation.
* $20,000 instant approval loan or pawn amount is the maximum an applicant can receive. Actual amount of title loan or title pawn is subject to vehicle appraisal by an Auto Money employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan or title pawn. Certain limitations apply. All title loans or title pawns issued by Auto Money are subject to the customer’s ability to repay the title loan or title pawn.
** www.automoneytitle.com is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan or title pawn from Auto Money. Any information you submit to this website will be forwarded to the Auto Money office closest to the ZIP code you have provided for the purposes of contacting you about a title loan or title pawn. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.