FREQUENTLY ASKED QUESTIONS
Check out these answers to commonly asked questions regarding our processes. If you do not find the information you are looking for, please visit our Store Locator and contact the nearest Auto Money office. One of our friendly representatives will answer any question you may have and help you through the process.
What is a title loan or title pawn?
A title loan or title pawn is a quick and easy way to get the cash you need, using your vehicle’s title for collateral instead of your credit score. Title loans are available in South Carolina, while title pawns are available in Georgia.
Georgia residents have 30 days to repay their title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.
Disclaimer for South Carolinians: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.
What type of vehicles are eligible?
You can get cash for your title on many different types of vehicles including cars, trucks, motorcycles and more. For non-typical vehicles, it can be dependent on the location. If you are unsure if your vehicle is eligible, just head over to our Store Locator page and call your local Auto Money office for more information.
What if I have bad credit or no credit?
It does not matter if you have good credit, bad credit or no credit at all. Auto Money does not check your credit when you apply. We use your vehicle’s title as collateral for the money you borrow, which means your credit score has no effect on the amount of cash you receive.
How and when do I get my title back?
When you receive your title loan or title pawn, we keep your vehicle’s title as collateral for the money you borrow. After you’ve paid in full, be sure to contact one of our specialists to learn more about how the lien will be released from your title.
How long does it take to get my cash?
Getting the cash you need from Auto Money is fast and easy. You may have a check in your hand in less than an hour. In order to make the process even faster, make sure you have everything required on the “What should I bring?” list under our How it Works section.
What should I bring?
Getting your cash is fast and easy, especially when you come prepared. The most important thing to bring is a lien-free title for your vehicle, but you will also need everything on the “What Should I Bring?” list.
Where do I make a payment on my title loan or title pawn?
When it’s time to make a payment, you have a few options. You can make your payment at the location where you received your title loan or title pawn using cash, debit or money order. Or you can mail in your money order to that location. All of your payment options will be explained in detail by one of our associates.
How much cash can I get for my title?
Up to $20,000 cash! The amount of your title loan or title pawn is based off the value and condition of your vehicle as well as how much you want to borrow.
Why choose Auto Money?
Simple. Because we care about our customers. We understand that unexpected situations arise that require cash in a hurry – and they don’t always coincide with your payday! At Auto Money, everyday can be a payday! We get you the cash you need fast so you can pay bills, home repairs, auto repairs or whatever else life throws at you. You get the most cash for your title and you keep your car. Plus, you’re instantly approved, regardless of your credit!