FREQUENTLY ASKED QUESTIONS ON TITLE LOANS

Georgia residents have 30 days to repay their title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.

Disclaimer for South Carolinians: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.

Up to $20,000* cash! The amount of your title loan or title pawn is based off the value and condition of your vehicle as well as how much you want to borrow.

It does not matter if you have good credit, fair credit or bad credit, we can help. Auto Money does not check your credit when you apply. We use your vehicle’s title as collateral for the money you borrow, which means your credit score has no effect on the amount of cash you receive.

Here at Auto Money, we accept lien-free vehicles for our application process. So, if you own the title of your vehicle, you’re one step closer to fast cash!

During the duration of your title loan, Auto Money will hold on to your car title. But you’ll still enjoy complete access to your vehicle! We’ll hold the title, but you’ll get to keep driving your car – no hassle, no inconvenience!

No, employment is not required for approval – but you must have some sort of income. This may include unemployment or disability benefits, retirement funds, investment income, etc.

It depends on your needs and financial situation. While some people may prefer a payday loan, hundreds of valued customers choose the financial support that Auto Money provides. 

Our team understands that sometimes financial struggles arise, and when they do, getting fast cash should be simple. No credit check, no hassle!  To learn more, visit your local Auto Money store and present your government issued ID and a lien-free vehicle – and leave with cash in hand!

Auto Money gets you the cash you need when you need it most, allowing you to pay bills, finance home or auto repairs, and more. That’s right, our customers get the most cash for their title, and they get to keep their vehicle. Plus, you’re instantly approved – no matter your credit score!

With over 80+ locations throughout the Southeast, we are one of the top title loan stores in the market. Offering up to $20,000*, high approval rates with no credit needed, and the most competitive interest rates, we are one of the best sources of same day cash!

Here’s what you need to bring: a government issued ID and a lien-free vehicle. That’s all! Come see us today and leave with cash!

The difference between a loan and a title lies in their purpose and usage. Although both involve using a vehicle title as collateral, an auto loan is specifically used to buy a vehicle, while a title loan can be used to finance any necessary purchase.

Yes, you must be listed as the legal owner on the vehicle’s title to be eligible. If you are listed on the title along with another person, call your local Auto Money store for more details.

No, a title loan won’t impact your credit score. Plus, Auto Money doesn’t run a hard inquiry credit check when you apply. So, you won’t hurt your credit score when applying for our secured title loans. 

In most cases, you can borrow 25% to 50% of your vehicle’s value. According to the FTC, the average loan amount ranges from $100 to $5,500, but at Auto Money, you may be able to borrow up to $20,000*!

At Auto Money, we not only offer competitive rates but a quick, easy approval process! Please contact an Auto Money representative to learn more.

When it’s time to make a payment, you have a few options. You can make your payment at the location where you received your title loan or title pawn using cash, debit or money order. Or you can mail in your money order to that location. All of your payment options will be explained in detail by one of our associates.

An Auto Money title loan (or title pawn) is a short-term loan, which means that it typically doesn’t last longer than 30 days. Please speak with an Auto Money representative directly for more details. 

If you default on a car title loan, the lender may repossess your vehicle. But because Auto Money values our clients, we may be able to extend the loan repayment period. 

If you want to pay off a title loan early, you can do so without penalty. Other companies may charge a fee, but not Auto Money! In fact, we encourage our customers to pay off their loan early! 

Applications must be completed in-store for all Auto Money title loans and title pawns. You can inquire online, but you must complete the application process in person. 

Yes. At Auto Money you can refinance your existing car title loan (motorcycles excluded). We will pay off the remainder of the loan from the previous lender. Auto Money will even give you a new car title loan for that amount, plus any other associated costs*. While this may raise your initial balance a little, you will likely save on interest.