What is Title Jumping in South Carolina?

Key Takeaways

  • Title jumping is when someone buys a vehicle and sells it without registering the vehicle in their name.
  • The act of title jumping is illegal in all U.S. states, including South Carolina.
  • This means the title “jumps” from one owner to the next, without any record of ownership. This is sometimes known as a “jumped title” or “floated title.”


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      Yes, Title Jumping is Illegal in South Carolina





      ●      Title jumping is when an individual purchases a vehicle and resells it without registering title in their name.

      ●      This practice is illegal.


      ●      Title jumping is illegal in the U.S. (for all states).

      ●      To learn more about SC laws on buying and selling of cars:

      ○      SC Code Title 56 – Chapter 19 – Protection of Titles to and Interests in Motor Vehicles

      ○      SC Code Title 16 – Crimes and Offenses – Chapter 21 – Offenses Involving Motor Vehicle Titles

      Example of Title Jumping

      ●      First, you buy a vehicle but don’t register it in your name.

      ●      Then, sell another buyer without any record of you owning the car.

      ●      Oftentimes, the new buyer is unaware that the seller did not register the vehicle in their name. This is illegal.

      Risks Involved

      ●      Leaves new buyer vulnerable to DMV issues, like missing signatures or unpaid fees with no trace of the previous owner.

      ●      Can lead to the new buyer being held responsible for the previous owner’s traffic violations, parking tickets, or other issues.

      Buying a Used Car

      ●      Ensure the seller’s name matches the name on the title before purchasing a used vehicle. This confirms the title was properly transferred before the sale.

      ●      Be cautious of open titles, a title where the seller’s information is missing. Consider not proceeding with purchase if this is the case.

      ●      Consider obtaining a bill of sale and have it notarized for extra protection.

      Selling a Used Car

      ●      When selling, obtain the buyer’s contact information and keep detailed records. Verify the buyer successfully transfers the title to their name to avoid any future issues or being held responsible for the vehicle after the sale.

      Reasons for Title Jumping

      ●      To avoid taxes and fees that come with selling a vehicle.

      ●      To avoid being registered as a licensed dealer, which involves additional expenses.

      ●      To cover up any negative vehicle history, like flood damage for example.

      Risks in Private-Party Transactions

      ●      Facebook Marketplace and Craigslist provide ample opportunities for title jumpers due to the limited protections for both buyers and sellers.

      Recourse if Title Jumped

      ●      It is difficult to pursue legal action since the buyer’s identity is unknown or vanished after the sale.

      ●      It is possible to obtain a bonded title from the DMV which allows ownership without necessary documentation. This could involve purchasing a “lost-title bond” from a surety bond company and can be costly.

      *Sources: South Carolina Code of Laws


      If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!



      Is title loan jumping illegal in South Carolina?

      Title jumping is illegal in South Carolina. The SC Code Title 56 outlines the legalities related to titles and registration during the purchasing and sales of motor vehicles in the state of South Carolina.

      What happens if I buy a car from someone whose name is not on the auto title?

      If you purchase a vehicle from a seller who did not list their name on the title, you may experience problems transferring the title to your name at the DMV, unnecessary back and forth with the original title owner, and not knowing the vehicle’s history and its potential issues.

      If you purchased your vehicle from a dealership and it is missing the seller’s name on the title, you could file a claim against the business. If all else fails, you could look into getting a bonded  title.

      What happens if I sell a vehicle that doesn't have my name on the title?

      If you sell a vehicle without having your name on the title, you are title jumping.

      In most states, you’ll have a specific amount of time to transfer the title to your name. If you miss that time period, you’re still required to put the title in your name. The risks involved with not putting your name on a title before selling it can include penalties, fines, and/or jail time.

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      Simple. Because we care about our customers. We understand that unexpected situations arise that require cash in a hurry – and they don’t always coincide with your payday!

      At Auto Money, everyday can be a payday! We get you the cash you need fast so you can pay bills, home repairs, auto repairs or whatever else life throws at you.

      Over 80+ locations in the Southeast, you get the most cash for your title and you keep your car. Plus, you’re instantly approved, regardless of your credit! Inquire now!

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      If you have a title loan or title pawn with another company, Auto Money may pay it off at a lower interest rate!


      Title Loans in South Carolina

      A title loan is a quick and easy way to get the cash you need, using your vehicle’s title for collateral instead of your credit score. The amount will be determined by our expert appraisers. Auto Money offers competitive interest rates and gives you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!

      SC Consumer Loans: Your Rights and Responsibilities

      Disclaimer: This is a high interest loan. You should go to another source if you have the ability to borrow at a lower rate of interest. You are placing your vehicle at risk if you default on this loan.

      Title Pawns in Georgia

      A title pawn is a quick and easy way to get the cash you need, using your vehicle’s title as collateral towards borrowing money. At our Georgia Auto Money stores, you have 30 days to repay the title pawn. If you are unable to pay off the balance within 30 days, Auto Money’s professional and courteous staff is available to discuss repayment options with you.

      Title Loans in North Carolina

      Disclaimer: At Auto Money, we uphold all federal and state laws related to Title Loans. Title loan transactions are prohibited within the state of North Carolina.

      Disclosure: This website is a solicitation for an auto title loan or pawn. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and title pawns and the amount of the title loans or title pawns are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed loan or pawn application, your employment status, monthly income, and a vehicle evaluation.

      * $20,000 instant approval loan or pawn amount is the maximum an applicant can receive. Actual amount of title loan or title pawn is subject to vehicle appraisal by an Auto Money employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan or title pawn. Certain limitations apply. All title loans or title pawns issued by Auto Money are subject to the customer’s ability to repay the title loan or title pawn.

      ** www.automoneytitle.com is not an online lender. Applications are not processed or approved online. Personal information other than resumes that you submit to this website is an inquiry to receive more information regarding a title loan or title pawn from Auto Money. Any information you submit to this website will be forwarded to the Auto Money office closest to the ZIP code you have provided for the purposes of contacting you about a title loan or title pawn. Once your information is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.

      To see more of our Terms & Conditions, click here. For any further details, speak with us directly in-store