What’s a Trust Fund?

A trust fund is a legal arrangement that allows individuals to place property or other assets into an account for a friend, family member, or organization to have access to when they reach a certain age or if the owner passes.  Trusts can hold various assets,...

Why is Social Security Running Out?

A quick look at your pay stub may reveal a long list of deductions, including an “SS” tax. Social Security was created to give the older generation a source of income when they reach retirement age or are unable to work.  Funded by employees, employers, and the...

How to Retire at 62: An Inside Guide to Retirement Planning

For the lucky few who enjoy the hustle and grind of work, many of us can’t wait for the day when we say goodbye to the workforce and fulfill our days however we deem fit.  Retirement in the U.S. is set as early as age 62 – the magic number of freedom from the...